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What it argues
Secrets of the Millionaire Mind is T. Harv Eker's argument that most people are financially stuck because of a "money blueprint" — a set of beliefs and emotional associations about money formed in childhood — that operates automatically and overrides conscious financial decisions. The central claim is that your results with money are an expression of your inner programming, not your knowledge, effort, or circumstance, and that changing the programming is the prerequisite for changing the results.
Eker structures the book around seventeen wealth files: specific beliefs and attitudes he contrasts between wealthy and poor or middle-class thinkers. Rich people believe they create their own circumstances; poor people believe circumstances happen to them. Rich people think big; others play small to avoid criticism. Rich people are committed to being rich; others only wish for it. Each wealth file is presented as a direct restatement of thinking patterns that Eker argues can be consciously changed.
What it gets right
- 1.
Your money blueprint — the beliefs and emotional associations around money you formed growing up — controls your financial behavior more than your knowledge or effort.
- 2.
The way you think about money is largely inherited from the adults around you in childhood. Recognizing those patterns is the first step to changing them.
- 3.
Rich people believe they create their financial circumstances; people who stay financially stuck tend to believe that external forces determine their outcomes.
What it covers
Who wrote it
T. Harv Eker is a Canadian-American entrepreneur and motivational speaker who built a business empire after a period of financial failure in his twenties. He founded Peak Potentials Training, which ran personal development seminars internationally, and Secrets of the Millionaire Mind grew out of his Millionaire Mind Intensive seminar program. The book debuted at number one on the New York Times and Wall Street Journal bestseller lists. Eker has spoken to large audiences across North America, Europe, and Asia.
