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The Money Class book club questions

Here are 11 book club questions for The Money Class by Suze Orman, ordered to open easily and end somewhere worth arguing about. Copy them, print them, or bring them up one at a time.

The Money Class
The Money Class

The Money Class is Suze Orman's post-financial-crisis guide to rebuilding personal finances after a period in which many American households saw their home equity, retirement accounts, and savings simultaneously diminished.

Suze Orman · 2011 · 4h 0m

Full summary and key takeaways →

The 11 questions

  1. 1.

    Orman argues the financial assumptions of previous generations no longer hold. Which of those assumptions do you still carry, and how has evidence challenged them?

  2. 2.

    How does the post-2008 context shape Orman's advice, and which recommendations feel specific to that moment versus durably applicable?

  3. 3.

    Orman recommends an 8-month emergency fund rather than the typical 3 months. Does that feel achievable in practice? What trade-offs does building it require?

  4. 4.

    How does Orman's analysis of homeownership challenge the cultural assumption that buying a home is always better than renting?

  5. 5.

    The retirement gap — between savings and need — is described as a crisis for many households. What does Orman suggest, and do those suggestions feel politically or practically feasible?

  6. 6.

    Orman is direct and occasionally harsh in her advice. Do you find that tone effective, or does it create defensiveness that works against her goals?

  7. 7.

    How should a Roth IRA versus traditional IRA decision actually be made for someone in their 30s today? Does Orman's guidance give you enough to work with?

  8. 8.

    What does it mean to be honest with yourself about your finances, and what specific forms of self-deception does Orman identify?

  9. 9.

    How should families talk to children about money, and at what ages? Does Orman's approach match your own experience of financial education growing up?

  10. 10.

    The book was published in 2011. What has changed in the financial landscape since then that would require updating her advice?

  11. 11.

    Orman wrote this for a broad American middle-class audience. What assumptions does she make about her reader, and where do those assumptions not hold?

How to run the discussion

  • Pick six to eight, not all of them. An hour of real discussion covers fewer questions than anyone expects, and racing the list is what makes a book club feel like homework.
  • Open with what people noticed, not what they concluded. Asking for a verdict first hardens opinions before anyone has heard each other.
  • Let the disagreement run. The questions below that split a room are the ones worth the time; the ones everyone answers the same way can be skipped.
  • Ask the quiet person a specific question. A direct, narrow question is far easier to answer than an open invitation to contribute.

Themes worth steering toward

If the conversation stalls, these are the threads that usually restart it.

Common questions

What are good book club questions for The Money Class?

Here are 11 book club questions for The Money Class by Suze Orman, ordered to open easily and end somewhere worth arguing about. The strongest openers ask what each reader noticed rather than what they concluded, and the discussion usually turns on personal finance, financial planning, retirement.

How long should a book club discussion of The Money Class last?

Most groups run 60 to 90 minutes of actual discussion. That is roughly six to eight questions, not all of them, so pick the ones that suit your group rather than working down the list in order.

What are the main themes in The Money Class?

Personal finance, Financial planning, Retirement, Debt management, Family and money. Those are the threads most likely to divide a room, which makes them the useful places to steer a discussion that has gone quiet.

Picking the next one? See books like The Money Class or questions for other book club picks.

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