Author

Books by Daryl Collins, Jonathan Morduch, Stuart Rutherford, and Orlanda Ruthven

Daryl Collins is a researcher who worked at Bankable Frontier Associates on financial access for low-income populations. Jonathan Morduch is a professor of public policy and economics at New York University's Wagner School and one of the leading scholars of microfinance and household financial behavior. Stuart Rutherford is a practitioner and researcher in microfinance who founded SafeSave in Bangladesh and has worked in financial inclusion for decades. Orlanda Ruthven is a development researcher focused on the economics of poor households. The four collaborated on the financial diaries research underlying this book over several years in the mid-2000s.